The insurance industry judges people based on group membership. If you’re single, you pay more than if you’re married for example because actuaries think single people are unhappier and more likely to die or get hurt.
Other forms of discrimination includes higher rates for airline pilots, people who jump out of planes, etc. So the following bill is a good thing.
Florida has more than 1 million concealed weapons permit holders. In Tallahassee, a proposal is being considered in the House, by the The House Insurance and Banking Subcommittee, that would prevent a property or auto insurer from refusing to issue or renew a policy based on a person’s legal use, possession or ownership of a firearm. A similar bill is in the Senate.
“I think it’s a good idea,” Farhat said. “I don’t think that just because someone owns — whether it be one gun or several guns — I don’t think someone should just be disqualified or potentially disqualified from home or auto insurance.”
Source: http://www.firstcoastnews.com/story/news/local/consumer/on-your-side/2014/02/04/bill-insurance-policy-gun-issue/5208267/